Land, Property, and Housing in Somalia is a detailed and comprehensive report that focuses on the Somali legal frameworks and institutional systems relating to land and on the historical background of the current landholding and ownership patterns in Somalia.
It also looks at a much wider range of social, cultural, political, economic, and environmental contexts and examines some of the theoretical debates on land issues.
The shortage of finance for housing has long been recognized as one of the obstacles to the provision of housing for low-income households. Currently, for every house built using funds from formal financial institutions, another three to five are built with personal savings and funds from other informal sources.
The purpose of this report is to provide an assessment of land disputes in Crimea. The report highlights the principal weaknesses and gaps in institutional capacities of the authorities in the region. It also makes recommendations for addressing deficiencies and ensuring equitable and transparent administration of housing, land and property in Crimea.
The report recommends a UN-HABITAT presence in Crimea to assist the domestic institutions in developing a response to the problems identified. Although these do not flow from a post-conflict or natural disaster situation, disputes over land could lead to considerable inter-ethnic tension between the majority of the Russian population and the Crimean Tatars, which could generate instability. The report, therefore, proposes the development of a preventive approach to avoid the aggravation of these disputes.
This report examines the housing finance mechanisms in South Africa. The report looks at the macro-economic conditions and legal environment in which housing finance is operating. It discusses the role of the state, private sector, multilateral institutions and other agencies in the development of housing finance mechanisms. It reviews a variety of instruments and measures to facilitate access to housing finance and for implementation of different housing finance schemes. It demonstrates that how policy development and environment can shape the housing finance system and its evolution.
It examines the different commercial banking approaches, instruments and products to low income housing finance, and their challenges and constraints. It explores how the regulatory infrastructure and environment and institutions created by the state can carry some of the intermediary risks associated with extending loans to the lower income housing market.
Financing Urban Shelter presents the first global assessment of housing finance systems, placing shelter and urban development challenges within the overall context of macroeconomic policies. The report describes and analyses housing finance conditions and trends in all regions of the world, including formal housing finance mechanisms, microfinance and community funding, highlighting their relevance to the upgrading of slums. Recent policy developments in the area of shelter finance are discussed at the international and national levels. The report also examines policy directions that could be taken to strengthen shelter finance systems, particularly with respect to realizing the Millennium Declaration target of improving the lives of slum dwellers.